Financial Planning
January 2019 Newsletter
Happy New Year! Please check out our January 2019 Newsletter for some helpful hints as we start the new year.
Read MoreHealth Living Healthy Wallet
Six tips that can lead to healthier living and save you money at the same time! Healthy Living Healthy Wallet
Read MoreTax Loss Harvesting
Are you looking for ways to lower your end of the year tax bill? Consider utilizing tax loss harvesting. By effectively implementing this strategy you can use losses sustained by some of the investments in your portfolio, to offset some or all of the capital gains by other investments. In addition to lowering your capital gains…
Read MoreEstimating Retirement Income Needs
Are you prepared for Retirement? One of the crucial factors in determining your ability to retire comfortably, is understanding what your Retirement Income Needs will be. It is important to consider what retirement looks like for you. Do you plan to travel extensively, join a social/country club, provide financial support to children, etc.? What does your families life expectancy and…
Read MoreTaxes on Social Security Benefits
One of the most common questions that I receive as clients prepare for retirement is whether or not social security benefits are taxable. The quick answer to this question is that it depends. Social security income is generally not taxed, however depending on the amount of income that you are receiving from other sources such…
Read More5-Point Portfolio Checkup
At your next portfolio checkup, here are 5 things that we recommend you get into the habit of reviewing. First and foremost you should address any changes to your needs and goals. As with any good plan, it is important to understand what, where, and when you are trying to get. If your goals have…
Read MoreCompensation Strategies C Corporations
Are you running a C Corporation and struggling with how much to pay yourself? We take a look at the balancing act between minimizing taxes and maximizing compensation, give you some things to consider when evaluating a level of reasonable compensation and provide some helpful hints on how to avoid costly penalties. Consult your Financial…
Read MoreRetirement Planning for Small Businesses
Offering a retirement plan for your business can result in many potential benefits. For most business owners recruiting the top talent is a challenge. It can be increasingly difficult when you are competing against the compensation packages offered by some of the larger firms. Providing retirement benefits for your employees can be that added bump…
Read MoreRetirement Plan Assessment
“A goal without a plan is just a wish” – Antoine de Saint-Exupéry. When it comes to retirement planning, simply wishing or hoping that you will reach your goals is not enough. It takes proper planning, dedication and discipline to meet your needs. As a Certified Financial Planner™, I take pride in helping my clients…
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